Recent Testimonials

Here is what our valuable customers says about our service

Apr 26, 2016
Wendy Southwick
Jean Paul was excellent to work with. He made a harried attempt to talk me through, how to use my phone and look up information while working with him. Of course, I was not successful looking the information up but not due to Jean Paul failing. I am helpless with electronics. Jean Paul treated me as if I had every ability ever learned, as we age our abilities begin to dwindle. This is true of me, anyway.

I had many apprehensions about using the services but Jean Paul explained in great detail just what I was doing, the benefits as well as any negative aspects of the service. He was a joy to work with and he was very light hearted. I hate giving in to any adverse situation but dealing with Jean Paul helped me to accept the help and not feel too bad afterword. Jean Paul is a wonderful voice to the bigger operation.
Mar 1, 2016
Danielle Alling
I am truly thankful for New Direction reaching out to me to share what there company can do to help me get back to being debt free. I'm thankful for New Direction and there most sufficient way of setting up my account. All of the representatives who have been involved have made me feel very comfortable and not to mention so sweet to talk with. I was reluctant at first to call but I am so glad I did. I was able to do my own research of the company just to make sure they who they say they are. I lol forward to sending another testimonial after my 2 years in the program to say, "I'm debt free!!"" Thanks New Direction.
Feb 10, 2016
I spoke to Shelly this morning Wednesday February 10th about my account and she really has over the top customer service. It is so good to know how well she takes care of her clients. A nice peace of mind.
Jan 15, 2016
Sorry can't remember all the names. However, all representatives have been very helpful and supportive. I appreciate it.
Dec 8, 2015
Beverly Garrant
I was very relieved of the pressure of trying to pay My bills on time, Andrew was very helpful. Thank you very much...
Mar 3, 2014
Nancy Hamilton
There are so many great, geuine people at NSS and CJC, who care about the well being of others. They all deserve their on individual testimonies for their excellance in how they care and strive to help.
There are a few I would like to give special recognition to who have always been there for me since I started the program. In fact they are so awesome, I just want to call them if I am having a bad day! These two gentleman who make me feel like my situation takes priority over everything else, and that they are determined to work until they resolve the situation for me are Abraham and Dan Foley. While Dan is amazing and staying on top of things, works for NSS, Abraham and his outstanding supervising manager, Shane Marine, work hard for CJC, but have all been instrumental in getting my situation resolved. Thank all of you for every effort you have made for me and the peace of mind you give me to let me sleep each night.
Mar 3, 2014
Nancy Hamilton
I would like to thank so many of those who have worked so hard on my behalf at NSS. There are actually several people, but one in particular who put my mind at ease, and worked dilagently on my behalf. That is Dan Foley. He understood the importance of my situation and put forth an incredable amount of time trying to meet deadlines and resolve all my issues before they got ahead of me, not to speak of putting my mind at ease.
I would also like to thank Shane Marine, Leigh R, Anita P, Liz S and Cyndi W. for ALL of their efforts and hard work in making everything come together for me. I truly believe the people at NSS are the most dedicated people in wanting to help others. I have ALWAYS been greeted by the most sincere and caring representatives, who put my mind at ease and give me assurance and truly care about my well being. Thanks be to God for all of you who work countless hours and devote so much time in caring about the well being of others.
Mar 1, 2014
Appreciate beyond the effort Dan Farley and his team ,have done in our behalf! We have a lot of faith that we have used the right co.
Feb 28, 2014
Peter Hummel
Just had great experience with your company. I'ved talked with other service people who were very nice, but today i got more infornation from Amanda that cleared up all of my concerns in a very proffesstional manner. because of her I finally feel good for joing your company. Thanks.
Feb 27, 2014
Loretta Baylor
Dan has settled my last account with Discover. He's been working very hard in settling this account, because Discover is not an easy task to deal with. I want to thank Dan and everyone else who have been working with me on my accounts and all the time, and effort dealing with those difficult lawyers. I think Dan has done an excellent job. Thanks!!
Feb 26, 2014
Mindy Washko
I would like to share what a wonderful job Dan Foley has done for me. Due to the situation, it may not have been the best of settlements, but he was very attentive and aggressive with the settlement of my case. Ashley was also there and able to give me feed back and information right on the spot. They are both very knowledgable and attentive people.
Feb 21, 2014
Sara Vanderver
Dear Mr. Smith,
Dan Foley is the Debt manager assigned to my account. I have been very pleased with his work. He is always very patient and answers my questions so that I can understand them. He has also been very good to encourage me about the work that New Direction is doing to help eliminate my debt and reassured me when I got phone calls and letters from other agencies telling me that my creditors would not work with debt settlement agencies.
I think Mr. Foley is doing an excellent job on my account and I do not hesitate to call or e-mail him when I have a question.
Thank-you for your time.

Sara Vanderver
Feb 13, 2014
Amanda Kline
Just wanted to say "thank you " to all those involved in beginning to eliminate our debt. From the start, your staff have kept us informed throughout the entire process. A special "thank you" to Nicholas Kocolis who was so timely from his initial contact to his great "we were able to make a settlement" contact!

What was promised, has been delivered. Thanks again.
Feb 12, 2014
Gail deHaan
I want to thank Dan Foley for the extra work that he did to get this to a settlement. His fast action got it taken care .

Gail deHaan
Feb 12, 2014
Laurie D.
Nick called me today to tell he settled one of my accounts for over $3,600 less than my account balance! Best news I've heard in a long time! Thank you and keep up the great work!
Feb 10, 2014
Dawn Armstrong
I appreciate receiving the information on my account. I have called several times to get an update. Maybe more communication could come from the company to keep the client updated. Thanks!!
Feb 8, 2014
Gerry Boone
To New Direction program &staff you're doing a wonderful job for me dealing with my creditors this is one of the most exciting times of my life,also special thanks to Dan Foley who here recently settled an account for me,with employees like Dan I know and could feel a step closer to being debt free.
Feb 6, 2014
Betty Tomek
I have been with for NSS for almost 2 years. I've had nothing but good experiences with them. Dan Foley and Ashley from CJC have been very helpful in settling some of my accounts. I've also been in contact with Dave Littrell he has been helpful as well. It's hard to mention everyone. But everyone there has been wonderful.
Thank You so much!!
Jan 29, 2014
Ysabela Duran
Me he sentido más tranquila después que estoy en National Seremen serví ellos me están ayudando a arreglar mi crédito.
Jan 27, 2014
Amy M
Christina Heath is an amazing client service specialist and she has made my experience with NSS truly wonderful. I have three of my four cards paid off in one year of being in the program, in part, from her assistance. It's been very scary to take the plunge and work out my debt, but I do not regret signing up with NSS for one minute.

Thank you!
Jan 25, 2014
I was extremely skeptical about signing up with a debt relief company. My husband and I have always had perfect credit ratings (he still does) but my finances were getting out of control, couldn't make ends meet, and felt like I had no other option. I am SO glad I chose this company. I've been in the program for a year now, and as far as I can tell, there are no strings attached; they really do work hard to settle your debt and get you out of the program as quickly as possible. The majority of my accounts have been settled for MUCH less than I owed. While I don't feel good about not repaying my entire debt, I do feel like I've been given a new lease on life and am DETERMINED not to let debt take over my life again.

Recently, one of my creditors filed a civil suit against me. Needless to say, I was devestated and scared. I was able to borrow some money from a family member, and within just a couple of days Dan Foley settled the dispute for MUCH less than I had expected. I will be able to withdraw the leftover funds and return them to my family member. Ashley from Consumer Justice Center was also a huge help in calming my fears and expediting the whole process. I never thought I'd feel "cared for" by a debt settlement company, but Dan and Ashley have proven me wrong; they both made me feel like I was a priority, one of their most important clients! Thank you both for lifting a HUGE weight from my shoulders.
Jan 24, 2014
Barbara Upright
Hey all - I want to thank Dan Foley, as well as all the other folks I spoke with at National Debt Settlement, for all your help! I am now credit card debt free! Dan, you called me to settle up the last card and now things are good!! There is also an Ashley from CJC who I was told helped -- Thank you!! I have some other names that have helped me throughout this -- there is a Stacey - who I spoke with several times, along with a Carmen, Karla, & Sabrina - Thank You All!!! And with this ungodly COLD weather, I would like to be in Tampa with you!! Thanks again!!
Jan 23, 2014
Marilyn Cavalluzzo 42723
I have been a very pleased client of National Settlement. All has been going along good with the help of all your staff. Dan Foley has been working with me on my current settlement with Macys and their Law office.

I am pleased that Dan was able to work out this settlement and hope within the next day or so be able to see that this creditor will be gone from my account.
Extra monies have been sent in to make this happen as requested.

Looking forward to having the last of my creditors settled.

Thanking you and your staff for an excellent job that National Settlement is doing.

Thank you and regards

Marilyn Cavalluzzo
Account # 42723
Jan 17, 2014
Khurshid Malikov
I appreciate the work of the team from National Settlement center. I may always rely on Christina, Ashley, Amanda- they are highly professional, confident in what they explain to me as customer and in interactions with bank representatives. Every time I have any concerns- I either email or call and may count on promt reply from those professionals. Hope all of them will stay with my case up to finish and help me as they always do!
Jan 16, 2014
miguel angelartinez
me siento muy bien atendido por ustedes,recibo una exelente atencion y muy Buena ayuda, recibo esouna alta cooperacion de ustedes, convencido de que resolvere mi situacion crediticia gracias a ustedes
Jan 16, 2014
Troy Minnie
Dan Foley has been top notch so far. If he continues to work at this level I feel he will be a valuable asset to your company.
Jan 15, 2014
Ana Julia Lagos Padilla
Fue el 13 de Enero de2013 que comunique con esta companis,me contesto el senor William Martines,me explico como ellos me podian ayudar en consolidar mis deudas e immediatamente hicimos el contrato y tan pronto pude empece a hacer mis pagos.ellos son muy comprensivos muy humanos,yo me siento muy afortuada de que ellos me inviaron una invitacion ofreciendome su ayuda, ahora me siento muy tranquila pues stoy en buenas manos,me siento en familia. Muchas gracias.
Ana J. Lagos Padilla.
Jan 15, 2014
Brian Early
I just sent a testimonial. But, didn't include my last name. I just wanted you to know who it was.
Jan 15, 2014
My wife and I a couple of years ago were disgustingly in debt and needed help. We turned to NSSFL and had some doubts and fears about allowing someone to actually auto draft funds. But, I'm honestly going to tell you this. It was the best thing we've ever done. We had over $30,000 in debt and were drowning. They settled with our 7 creditors for under half of what we owed and we slowly paid off every single one of them over that time. What would have literally taken a lifetime to pay off (paying the minimum payments) is completely wiped out now because of their help and expertise dealing with people that we owed money. Our lives have completely changed because of the help of National Settlement and the fees that we paid were a drop in the bucket compared to now the relief we feel being completely debt free. Also, I must say that the customer service was impeccable. Any time I called there was someone there to help us. And as the debts were settled they personally called us to tell us the good news. I also had a personal profile on the web that I could go to any time to upload documents AND see the progress. I could go on and on. But, I'll stop and just say I highly recommend their program and will to anyone struggling to get rid of nagging debts that completely rob the joy out of your life. Do it and don't wait!!
Jan 15, 2014
This was a very good program. I got my debts settled in record time. Thanks to Dan for making this a very speedy process.
Jan 14, 2014
Marivic c.
I would like to thank Dan Foley for doing a great job in helping me with my account. He did his very best to get me out of bank levy . I really do appreciate his effort. It's such a good thought that there is an employee working in your office who is as helpful as he can be. Great job! Thank you
Jan 14, 2014
teresa caldwell
I think dan is doing a very good job for me and I can not want till the day comes that I do not have to pay for any more cards thank you again Teresa caldwell
Dec 29, 2013
I had a wonderful experience with New Direction. Every time I called with a question, I received excellent customer service. There were two negotiators who dealt with my settlements - Nicholas and Chris. They were extremely informative and helpful! Now I am completely out of credit card debt and couldn't be happier! Thanks you, New Direction!!!
Dec 26, 2013
dona vantrease
I thin Dan Foley doi agreat job fr me. I'm pleased with the he handledthings.
Dec 26, 2013
Janis Formisano
Sorry for typos. I meant to say tons of stress off my shoulders.
Dec 26, 2013
Janis Formisano
Mr Dan Foley should be commended in his performance regarding my Discover. account. He definitely took tons is stree off my shoulders. He settled the account within my means. I am so very grateful for having dealt with Mr Foley. He was a perfect gentlemen and understood my plight with Discover. I did not want to go to court. He resolved this problem immediately. Mr Foley is an asset to your company. Thank you!
Dec 18, 2013
Ruth Moon
There are several things I'd like to share with you. My thought at this time go to the service provided recently by Dan Foley in particular, and Sabrina in his time out of the office. In the world today, it seems as though not many people truly care for their fellowman. Dan is proof that there are still people who do care. I believe that kindness applies to all New Direction personnel.
When I first contacted NSS in January 2013, I was desperate and felt as though I had nowhere to turn. Since the first contact made (with Brandon) I have been treated with dignity. Although I am ashamed that I let my personal finances get out of hand, no one on the NSS staff has made me feel guilty or additionally ashamed.
I sincerely appreciate the services you have provided with such 'tender care'. May you have a blessed Christmas.
Dec 17, 2013
Ashley Boyd
I have been in this settlement program for the better part of a year now, and an extremely happy in the way my debts are being settled. My largest account has been giving me a lot of trouble. I am so relieved that Nicholas Kocolis was able to settle it for me at an amazing amount. Hearing that this morning was a huge weight lifted off my shoulders at the perfect time.of year. I can't thank him enough.for all the hard work he has been.doing to help me.become debt free!! Thank you again

Dec 13, 2013
Good Afternoon,

I've only been in your program since March of this year and I've been fortunate to have two of my larger accounts settled very quickly and just recently with the dedication and persistance of debt manager Dan Foley, I have in hand proof of settlement to a Law Firm who filed a judgement against me and will more than likely be excused from going to court. I feel like a weight has been lifted and so very grateful for your determination to make my future worry free.

Dec 13, 2013
Atef Gergawy
This a great organization they are helping me a lot and I trust them I encourage everyone who needs help in this matter to enroll in their program.
Dec 12, 2013
Jeremy Brinkley
I've been working with Dan Foley and I believe he is a great asset to your company. Dan seems to have my best interest when dealing with my credit card debts.
Thank you , Jeremy Brinkley
Dec 9, 2013
I have been working with Dan for several months now. He has been very helpful in explaining things, negotiating and working with me. Although he always tries to negotiate the lowest settlement possible, he will always work with me if my priority is to get a debt settled as quickly as possible.
Dec 8, 2013
this company helped me out a lot as to taking care of my bills and getting the balance down to where they have settled on 5 out of 7 of my accounts.. they have helped me out a lot and I only have 2 left and also had some that went to the courts and they got settled out of court so I didn't have to appear for that so it does work but does take time and they will work with u..
bruce Pittsburgh pa.
Dec 4, 2013
Lloyd Honeycutt

A good company, saved me thousands.

If you are just starting out with this company, try to get Amanda or Sebrina to service you, they are top notch.
Dec 3, 2013
Nan Hamilton
I can't say enough great things about NSS!!! They came to my rescue at just the right time in my life, and have been a blessing to me. I can't believe how kind and understanding EVERYONE has been to me since I started with the program.
I always know that when i call with any questions, I will be taken care of and my mind put at ease by a kind representative to help me. Not once have I EVER had someone who was having a bad day and mis treated me in any way!!! I came home to beautiful flowers by my door, and could not believe they were sent to me for making my first settelment!!! I did not do anything, but was rewarded in a way I have never been treated before!!! I just lost my significant other unexpectedly, and seeing flowers that day, was a true blessing!!! Thank you for the peace of mind you have given to me and thank you SO MUCH for all of the kindness all of your employees show every day with so many customers to help reach a goal to financial freedom. I don't know how they found you and who trains you, but I only wish every place I have to deal with was as kind and considerate as your staff is when I call. Thank you for putting my mind at ease and lifting the financial burden off my shoulders.
Dec 2, 2013
Nancy Pinn
I spoke with Dan Foley the other day. He took his time to answer my questions, was so very nice. He made me feel like I was the only client that he had. My hat goes off to Dan Foley.
Nov 28, 2013
Anna Evans
Recently I had to go to court over one of my accounts . Dan Foley tried everything he could to deal with Discover including staying over to wait for their replies. I appreciate how he went above and beyond to make my case his priority.
Nov 28, 2013
Linda Osborne
To Whom it may concern, Mr. Dan has done an excellent job of getting me debt free. He has worked very diligently toward assisting me with my goal and guess what I am almost there whoe! whoe!. I am so excited, Dan has brought me so far informing me of progress every step of the way. So I say to Dan and the company of debt management thank you! thank you! and have a bless holidays.
Nov 27, 2013
I could have not settled my accounts with out the help of Dan Foley! He is always in contact with me and we talk about what's best for me before a decision is made. I couldn't have ask to get as far as I am with paying off my debts with put Dans help. Dan has gone above and beyond what anyone could to help me out. Thanks dan for everything!!
Nov 22, 2013
I am so thankful for this program. I was cut back to part time for 2 years and had to use my credit cards to pay for a lot of things that my paycheck would not cover.I was in this program for not even a year with about $10,000 in debt. One of my credit cards I only had to pay 25% of what I owed and Dan, worked closely and hard to settled my Discover account at 50%, which is unheard of because I was warned that Discover is very difficult to settled at any rate! Dan was able to save me THOUSANDS of dollars and I will be forever grateful!
Nov 18, 2013
Lisa Shadle
I have been thoroughly happy with New Direction. The whole team there is so helpful and happy to work with you. I was in a bit of a financial bind and they were able to reduce my monthly payment for a couple months and now back on track. Already they have paid off one of my five credit cards and working on the second one!
Oct 31, 2013
Sydney Bailey
I spoke with Dan Foley several days ago about an account that is included in my settlement. He was very kind and helpful. I spoke with the collection company with him on the phone with us. He made sure everything went accordingly so I could get the best settlement. He did an awesome job. I feel very comfortable with him taking care of my accounts. Great job Dan!
Oct 31, 2013
Amy M
Dan Foley just helped me settle my second of four accounts today! I am so grateful for NSS and its wonderful staff. Getting out of debt has been a lifelong dream and I can see the end in sight. Thank you so much!!!
Oct 25, 2013
Ruth Ruth
estoy muy agradecida por haber encontrado New Direction cuando creey que ya no tenia solusion para completar mis pagos
satifatoriamente, a pareciendon como unos angelitos de la guardia para protejerme y despejar mis preocupaciones sobre como hacer mis pagos y que quede un poco de dinero en mis bolcillos gracias Settlement services gracias por existir para personas como nosotros que sobemos que existen para ayudarnos muchas vendiciones a todo el equipo que hace que sea posible salir de los erroros que uno comete con las tarjetas de credito y que si hay salida.gracias, gracias, gracias,con todo mi corazon. y gracias por obtener varios programa para yudarme a subir nuevamente mi credito.los amo
Oct 23, 2013
jeanne jacobs
To whom it may concern;

I'd like to take a moment to say THANKS to New Direction for taking me on as a client. I signed on to the program approximately 14 months ago and already I am seeing progress with NSS debt negotiations on my behalf.

In particular, I'd like to thank Dan Foley for his help and compassion in dealing with my case. These last two years have really been a struggle for me, finding myself in financial and physical condition I never thought would happen to me.
It helps tremendously to not only have someone listen patiently to my story, but
also give me faith that there is light at the end of the tunnel. I am confident that Dan Foley is working strongly on my behalf.

I have already recommended NSS to others.

Thank you again,
Jeanne Jacobs
Oct 15, 2013
Vickie Cloutier
I was worried to death about having to go to court earlier this month and then the judge telling the creditor they could file a judgment against me in forty five days. Dan Foley has been so nice and giving more than 100% for me to at least come to a agreement with the creditor to make payments. This company can be proud to have a employee that cares about the client to give his all. He sure has given me some peace of mind.
Oct 14, 2013
Nicole Haynes
I have to say that Dan Foley has been a God send in my whole process. He's professional, efficient, and understanding. I love the way he handled one particular deal and kept me in the loop with each and every step. Thank you Dan for doing the very best you can. I appreciate everything.

Nicole Haynes
Oct 14, 2013
Joseph Biasi
I was VERY DEEP IN THE HOLE with debt, Approximately $15,000 in debt, and no way out. I then heard about National Settlement via the internet, And I was skeptical at first, However, I tried it, And since then, I have had two accounts already financially settled, And another to be settled by the end of this year. I pay one fee each month, And because of that within about 2 years, My wife and I can start looking for our dream house that we always wanted, Thanks to New Direction. They have been a godsend, And Can't thank them enough for ALL their help. I'd recommend this to anyone and everyone who's in THE HOLE of debt so to speak. Thank you New Direction for EVERYTHING. Respectfully, Joseph and Sheila Biasi, Ansterdam N.Y.
Oct 14, 2013
Lori Bullock
Just a quick note to tell you that Dan Foley is my debt manager and I
feel he has gone above and beyond with his qualities of expertise!
He has been prompt on every email/phone call and it is such a great relief
/peace of mind knowing he is doing the best possible job for
me and I feel very confident and
at ease working with Dan! Thank YOU Dan! 🙂
Oct 13, 2013
G. Mills
NSS is great! This is one of the best decisions I ever made. They are responsive and helpful every time I call. I am very pleased overall. Mr. Foley has managed to settle one of my most difficult accounts and for that I am truly grateful. I look forward to completing the program earlier than expected. It is a pleasure working with a great team. Keep up the good work!!
Oct 9, 2013
Claudine Thomas
I have been in contact with Mr. Dan Foley several times he is very helpful and I really appreciate all he is doing to help me. You have a great employee. Any time I have a questions or concern he helps me
Oct 7, 2013
Sara Y. Gonzales
I am very grateful that my life is going back to normal. Before this, I thought I was going crazy, I could not sleep, I was always worried that I was not able to pay off all my bills. But I am thankful for the National Settlement Service for restoring my piece of mind, this program is not about making a profit, but about helping me out of debt. Thank you so much, from the bottom of my heart.
Oct 3, 2013
Virginia J. Poortinga
To whom it may concern:
I have been with NSS for a year now and am very very pleased with the customer service I have been awarded! Your agents have been so helpful and pleasant and friendly and have put my mind at ease more than once. This is a painful process for me to go thru and Dan Foley in particular has eased my mind and worked hard for me and I cannot thank him enough!! Thank you for helping me with my debt! Sincerely, Virginia Poortinga
Oct 1, 2013
Curtis Bonavoglia
Thank You For all the good work you are doing for me. It is a pleasure to have your company working for me
Sep 26, 2013
Norm Havlish
I want to give Ms. Sanchez a customer compliment. I can't say enough about her exceptional service. She is the consummate professional. She was a great help to me. She is pleasant , knowledgeable, courteous, and a pleasure to talk with. She was a great help with my concerns. I'm grateful for her and your organization. Respectfully , Norm
Sep 23, 2013
Pamela J. Francis
I've been dealing with New Direction since December 2012. All of my conversations with the staff has been very helpful to get me back on track mentally. No one wants to be in a major debt situation. But I can say, there is light at the end of the tunnel! Cudos to Nicholas!!!!! Thanks Nicholas! Keep up the good work!
Sep 16, 2013
Eric Jansen
I love national settlement this is helping me out a lot with the money I save I can eat again
Sep 10, 2013
E F Butner
My sincere"thank you" to Nicholas for helping settle one of my accounts through NSS. I was so pleased when he called and gave me the news. This is one of the milestones I was waiting on since being in the program. Nice to see some progress this early. Thanks Nicholas.
Sep 5, 2013
Catherine A Spurrier
This has been, without a doubt, one of the most harrowing yet positive experiences of my life. I was probably more nervous about contacting New Direction regarding my debt crises than I was when contemplating marriage. It's a very big decision to make, but definitely the correct decision. A wonderful gentleman names Nicholas just called to tell me, after working late last night in negotiations with my bank, he successfully reduced my balance by more than 50%. I cannot thank Nicholas, and New Direction enough, but I will be grateful to them for the remainder of my life.
Aug 27, 2013
marshall bradley
Thanks so much for your help.
Aug 23, 2013
Jacqueline Turner
Life savers!! The kindness, professionalism, helpfullness, and patience is very much appreciated! Keep up the good work
Aug 19, 2013
Joyce Stellar
In the past year, working with Nicholas, I am very pleased to share that over 1/2 of my credit cards put into NSS' program have been settled, and at very good settlement savings! He just recently has worked with my Discover card, and Nick has, just 1 week after making a brief appearance in court in my county, worked to settle this card for me. I cannot say enough about his due diligence on my behalf. Thanks Nick.
Aug 12, 2013
Ellen Krebs
A big "Thank You", to Nicholas in helping me to settle my credit card account .
He was very kind and profesional. I have a big weight off my shoulder!.
Thanks Again!.
Aug 8, 2013
Gretchen P. Rock
Nicholas was extremely helpful. He was passionate about gettting things settled. We worked together well. I was pleased with his service.
Thank you.
Aug 5, 2013
Margarita Vega
Aug 1, 2013
Marilyn Cavalluzzo
I have nothing but positive things to say about New Direction.
All staff does above and beyond with their Customer Service.
There was not one question that I had that was not answered immediately.
Thank you.
Jul 30, 2013
W Westlake
I appreciate your kindness, professionalism. & great customer service!
Jul 30, 2013
Glenn Barbee
Everything is coming together and its about being patient and continuing the good work that all you are doing! Still have a way to go, but I would not choose nobody else! Thanks Guys! Its always about "Team"!
Jul 29, 2013
Gail deHaan
I am so happy with the results on one of my credit cards. The team is doing a great job!!!
Jul 27, 2013
I am a good person, but I have always struggled with managing my finances. New Direction helped me set reasonable goals, so that I could feel successful during the process of repairing my debt. They never talk down or make you feel badly about your situation and all of the employees are extremely helpful. I am so happy knowing I will be mostly out if debt in 3 years thanks to NSS. I never thought this could be possible!
Jul 26, 2013
Jose f parra
De verdad, estoy sumamente agradecido por tanto profesionalismo,tanta amabilidad y tanto deseos de ayudarnos a nosotros quienes tenemos problemas con este problema de tarjetas de credito,estamos yo y mi hermana Krimilda Parra muy agradecidos por tanta dedicacion, y paciencia que tienen los representantes, Carmen Padilla y Leonardo' de la escala de Uno a Diez, yo y mi hermana les damos un Diez. Gracias por tanta paciencia,amavilidad, y sobre todo por tanto profesionalismo. Gracias por tanta ayuda, atentamente: Jose F Parra y Krimilda Parra.
Jul 24, 2013
June Taylor
Dear National Settlement, I want to thank you so much for your services. Just that every day routine of thinking of my debt the first thought each day is such a relief that it is gone. Each morning has been so overwelming and now that I have support and guidance from your representatives I can move on!! Thank you so much.
Jul 23, 2013
Kathleen Lozania (kathy)
Just wanted to thank you all @ National Settlement for the great work you are doing and if there is someone out there that does not believe this company can help they are wrong. they have helped me alot and I can't find the words to thank them.
Jul 22, 2013
Everyone was extremely helpful throughout the process of settling debts for less than what I owed.
Jul 18, 2013
Vilma Flores

Quiero darle las gracias a Karla,Carmen y Elizabet por lo bien que me explicaron todo lo de el programa, espero en Dios y en la ayuda de de ese programa que todo me saldrá bien. Gracias Karla, Carmen y Elizabet.

Jul 16, 2013
Jul 3, 2013
katty cedeno
Jul 1, 2013
Kim Friedman O'Berry
I have had nothing but a very positive experience working with New Direction! You stay well on top of things for your clients. You have reached several settlements for me already that I am thrilled with. This service has allowed me to get things handled without the need to go bankrupt. Even though credit is bad while using a settlement service such as this one, I feel better that I have not completely failed to pay some money to my creditors. When I had harrassing calls, I was immediately sent a machine to handle those calls when they came in. It has been a HUGE relief to not have to hear the phone ring and ring and ring from creditors. Nothing but GOOD to say about your company! Thank you!!
Jun 26, 2013
John Williams
I have been with NSS and Consumer Justice Center for about 1 1/2 years and I am completely happy with everything that both NSS and the consumer justice center has done for me. They settled one account for a savings of about $3000 dollars and Shane from the CJC has been helping me with the legal issues with DISCOVER, which is an absolute pain when it comes to trying to settle an account. Shane has given me solid advice as to how to respond to numerous legal documents and civil filings that DISCOVER has implemented against. me. As a result of his work, I was awarded one summary judgment and I am ready to file a second action in an attempt to get final resolution of this civil proceeding, hopefully in my favor. The worse case scenario is extending the complaint long enough to rebuild my payment funds. I would highly recommend this program to anyone who needs debt relief.
Jun 25, 2013
I have been with National Settlement for almost a year I believe and they have settled 2 of my debts for me. I am so happy that things are looking up. Nicholas Kocolis has been very helping in communicating with me concerning when payments to my debtors are paid and what the amounts are. He even gives follow-up on the other accounts when possible. I have enjoyed this company and the hekp that they are giving me. I was scared at first and then I just trusted them to do what they said they would do and truly I would recommend them to others in this situation.
Jun 25, 2013
NSSFL is the best. We had lots of credit card debt and they are getting our credit card balances lowered by reaching settlements with these companies. I highly recommend NSSFL to anybody who wants to put there credit cards behind them.
Jun 22, 2013
Thank you! You have been a God-send. I was so over whelmed by debt, but with your help, I am able to finally see a little peak of light at the end of a debt tunnel.
Jun 16, 2013
Cherry A. Scales
It was a joy to receive ,in the mail, a card/letter from your company offering to help me with my finances. I allowed myself, (with deep regret) to get way over my head in debt. Your company has helped me tremendously,and I want you to know that I deeply appreciate this. There is a light at the end of the Tunnel !! With sincere gratitude..
Cherry Scales.
Jun 13, 2013
Monica Jackson
Just wanted to express how grateful I am that came in contact with Nicholas Kocolis. He really was the bright spot in my experience with the NSS. Nicholas went above and beyond to assist me with any and every problem or issue I had. This was not the best experience but having Nick to work with made it a whole lot better.
Jun 9, 2013
I was very nervous about this program, cried several times on the phone, but the positive energy that comes from Nicholas and the others lets you know that they are working with you to resolve your debt.
I am a believer!
Jun 5, 2013
Nancy B.
I was delighted to get your notice that one of my credit cards has been settled.
I felt as though I would never be able to pay them off. I would make a payment and before the next one was due I would have to use the card again to buy gas or groceries, so I was not getting any further ahead.
Everyone has been very helpful when I have called to explain what to expect and I look forward to being debt free.
Thank you!!!
Jun 5, 2013
Joyce Stellar
I've been blessed to have you working on my many credit card debts, and I am very pleased that the average saved is running at about 32-35%~ I hope to get everything finished up in about 2 years, and managed to even settle one of my credit cards directly, becuase the offer was for 65% savings. Thank you for all that you do.
Jun 4, 2013
Michele Sharp
I spoke with Nicholas Kocolis recently and found him to be very polite, professional and reassuring in a very stressful process. He truly is an asset to your business.
Jun 4, 2013
I am so impressed with this program. I started last July and will be debt free by August of this year and with out all the harrassment from the debt collectors. Nicholas has been a tremendous help and I am very appreciative.
May 31, 2013
This was the best decision I made. It has helped me to get debt free much sooner than if I had done it myself.
thanks so much for your help and hard work.
May 22, 2013
Patricia Reynolds
Dear Lisa Bell, Ienjoyed our conversation. I Iappreciated you taking your time to give me a better understanding AND TO ANSWER ALL MY QUESTIONS. You are a great P.R. person for your company.I am working to terminate the other company and will keep you posted. Thanks foreverything. Pat Reynolds
May 20, 2013
Sylvia Tiggs
Thank you so much for the very professional way you are allowing me to see the light at the end of the tunnel.
May 16, 2013
Contacting NSS was the BEST decision of my life!! All my worries are starting to go away as each account gets settled and those constant creditor phone calls are going away too! I am so thankful for all they have done for me and will continue to do for me. I think they all wear Super Hero capes, especially Nicholas!
There is light at the end of the tunnel...and it's not a train!! 😉
May 13, 2013
Kathy Lozania
would to take this time to thank the staff @ National Settlement and Consumer Justice for the great work they have done for me.To all the consultants like Niclholas Kocolic and others that I don't remember their names. I turned in seven accounts and to date National Settlement has taken care of 5 out of seven. So is their is someone out that has doubts that this company can help you, I can tell you from experience they do a great job. Keep up the great work you do.
May 3, 2013
Dawn Piecura
Im so happy. (0: I cant begin to tell you how pleased I am.
Through Nssf my debts are being taken care of. I did not
think I was ever going to be debt free. Ive never been
happier to be wrong. Thank you so very much. Im very
grateful that your organization exist. A light at the end of
the tunnel.God bless all of you. Sincerly,
Dawn Piecura
May 2, 2013
Tracie Smith-Banks
Thank you so much for handling my bill collectors. I appreciate the progess that you have made and hope that things will continue to work in my favor. I would like to thank you so much and continue doing what you do.
May 2, 2013
preston wortham
I really appreciate the work this company is doing to help me get out of dedt.I thank you, and will refer you to other clients.
May 1, 2013
Patricia Polson
Thank you very much for your help in getting this bill paid. I do appreciate it very much. Now I need help on the pending one for Discover ending in 0422 I have been served with papers, there is not a court date yet but I have 30 days from last Thursday to respond to this debt. I have faxed the information to you and I have not had a response yet. Please take a look into this, I DO NOT WANT TO GO TO COURT over this. THank you so much
Apr 25, 2013
Cynthia Ingrram
I feel great! Thank you so much for all of your hard work setteling with my creditors. I feel relief. I'm stress free from the phone calls! Will spread the news to family and friends!
Apr 21, 2013
Suzanne Peoples
I received a card from New Direction telling me about their services last August,so I decided to call and learn more about them.Chris is the first person that I talked to.He was very patient and carefully explained everything to me.Last week I talked to Nicholas,who was also very patient and gave me an update as to the progress of the settlements that were either complete or in the process of being completed.I am very impressed with everytone and everything so far,and would very highly recommend New Direction to anyone!! We make unwise decisions and mistakes and get ourselves into financial problems,but thanks to New Direction and especially to Chris and to Nicholas,I am on my way to paying off credit card debts,which is a great relief for me. I canot thank you enough for the support,encouragement and help that you have been!!
Apr 20, 2013
Tammi Tenny
When I call NSS it was at a time in my life that I had a wonderful Blessing of our baby girl. But with all the financial hardship that we have had it's been the hardest time in our life also. I want to thank Nick for helping me see the light at the end of the tunnel because I couldn't see it at the time. But he was right it's getting closer every month. We had a tough time with one of our creditors it took months but Nick and NJC helped me every step of the way. And I feel like I'm no longer in the ocean without a life jacket I feel like Nss gave me that life jacket and I'm on my way to that sunny beach at the end 🙂 Thank you so much Nss and NJC for all you have done for my family your the best.

Tammi T.
Apr 1, 2013
Sylvia Tiggs
Thank you for being the professional staff that is helping my to get my financial Act together. God Bless you all!!!!!
Mar 31, 2013
Lance Walters
At first i was apprehensive ,but the staff was friendly and informative, all my questions were answered to my satisfaction and the results on settling my accounts have been worthwhile, thank you staff for the time and effort you've put into helping me settle my accounts
Mar 27, 2013
dean angeles
thank you
Mar 4, 2013
Cira L. Rivera
I want to thank you and hope that the rest of the banks that I own can be resolved as well soon. I know I have few phone calls but I still receive statements (bills) from them. I also will try to keep in mind if someone (relative or friend) has the same or close to what I am going through with credit cards debts. Thank you.
Mar 4, 2013
So far I think you are doing a fantastic job!!! Thank You!
Feb 27, 2013
Patricia Jeffrey
Thank you so much for all of the diligence you have put into my accounts. I don't know where I would be without your help.
Thank you,
Patti Jeffrey
Feb 27, 2013
Wow I am amazed at how much money I saved with my settlement amount. Thank you NSS!!!
Feb 7, 2013
Rochelle Pollard
Yippee. I have been in the program since October 2012. At first I was skeptical regarding this companies ability to sincerely help take me to debt freedom. To my surprise, today I received communication from New Direction with great news. I am one step closer to debt resolution.

I look forward to continued work with them to become totally debt free and I highly recommend them.

Feb 7, 2013
Wanda Dion
I would like to share my experience with others that need help. I was in dept and thanks to Nicholas of NSS and Shane of CJ, two ausome gentlemen that helped work with me to eliminate my debt.
Feb 6, 2013
Joanne Coffin
I am so delighter that its almost over. Just two more to go and I'm free of that debt. I am so looking forward to that day.
Thank you so much.
Feb 4, 2013
Jacqueline L Erney
I am Happy with the ways things are going, It's Great not having the stress on me.....